University of Idaho Extension

The Risks of Identity Theft

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What Is at Risk

Identity theft can damage your credit rating.

An identity thief can use your:

  • Social Security number
  • Driver's license number
  • Credit/debit card number
  • Telephone number
  • Or other account numbers without your permission

Identity theft can damage your credit rating and, as a result, you can be denied a job offer, loan, housing, and utilities. Your wages can be garnished and your driver's license revoked.

Minimize Your Risk

Protect your Social Security number:Minimize Your Risk

  • Do not carry it in your wallet or purse

  • Do not print it on checks or on insurance and other cards

  • Memorize your number
  • Ask "why" when your number is requested:
    • How will it be used?
    • How will it be protected?
    • Is it absolutely necessary?

Safeguard your personal information:

  • Use strong passwords and change them frequently on your:
    • Credit/debit cards
    • Bank accounts
    • Phone or online accounts
  • Have your photo placed on your credit and debit cards
  • Use an "active duty" alert if you are deployed military
Developed by:

Marsha Lockard
University of Idaho Extension Educator-Owyhee County
P.O Box 400 (238 8th Avenue West)
Marsing, ID 83639
(208) 896-4104
mlockard@uidaho.edu

2014 Update by:

Nancy M. Porter, Ph.D.
Extension Personal and Family Finance Consultant
University of Idaho
(864) 650-8289
nporter@uidaho.edu

Other credits:

Educational Communications,
University of Idaho College of Agricultural and Life Sciences:
Editing: Marlene Fritz, Communications Specialist, Boise
Web Design: Jacob Peterson, Web Designer, Moscow

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