The 7th Annual National Savings Survey in 2014 revealed
that most Americans continue to face significant personal
savings challenges. When asked if they were making progress
in meeting their savings needs, only about one-third (35%)
said they were making "good" or "excellent" progress while
nearly two-thirds (63%) said they were making only "fair" or
Make saving an automatic habit by setting aside some of your net income every month. That's called "paying yourself first."